Before your case is referred to an experienced debt negotiation service, attorneys and debt arbitrators, our Debt Advisors will evaluate your situation. Not all people are right for debt settlement. Therefore, our experienced advisors will go over all your options, your payments and timeframe to decide on the expected time.
Explanation of Options
They will explain and give you comparisons of your options to show why debt settlement saves you the most and explain why and how long it will take to work for you.
Enroll in Our Debt Settlement Program
Our Debt Advisors will explain all the necessary paperwork to you and how to fill it out so that they can handover your file to an experience debt negotiation service and you may have a debt attorney who starts working on your case. All correspondence will be uploaded on the attorneys' server to be viewed at any time.
Our Network Handles Everything
After you have a comprehensive evaluation by a debt advisor our debt negotiation service and network will begin to work for you. After your papers are received they will notify creditors of your enrollment. You will be instructed to direct all communication to them.
We Settle Your Unsecured Debt and Reduce Your Cost
They will help you in deciding which debts to include and your budget so that you can make an informed decision on the type of plan and the duration to achieve your goals and desires. Our debt advisors will conduct an upfront budget analysis to determine your financial conditional, capabilities and limitations.
Debts We Can Reduce
The debt that qualifies for our reduction program includes hospital bills, credit card bills, unsecured bank lines and loans, store credit cards, cell phone bills, collections, repots and judgments.
Non-Qualifying Debts
Debts we cannot help you reduce include taxes, car loans, any debt secured by real estate and student loans.
Mortgage Debts and Secured Debts
Debts that cannot be included in our debt settlement program include any secured debt by real estate. However, our Debt Advisors are trained to identify these problem areas and have solutions to retain your home and help you with those delinquencies.
The law is often open for creditors interpretation
Just like accountants and other professions creditors manipulate laws to their advantage. Our network finds those areas which they exploited to help reduce your debt. Consumers' rights are protected by both Federal and State Laws. Our network uses these same laws to your advantage. They also use the leverage of you falling behind to force the creditors to settle.
